In 2026 and 2027, landlords in France can benefit from several financial assistance schemes to carry out energy renovation work on their rental properties, provided they meet the eligibility requirements of each program. The main schemes include MaPrimeRénov', grants from the French National Housing Agency (Anah), Energy Savings Certificates (Certificats d'Économies d'Énergie or CEE), the zero-interest eco-loan (éco-PTZ), and local financial incentives. MaPrimeRénov' offers different funding options depending on the type and extent of renovation work, with eligibility criteria based on factors such as the landlord's income, the property's energy performance rating and the expected energy efficiency improvements. Energy Savings Certificates can help finance insulation, heating upgrades and other energy efficiency improvements, while the eco-PTZ may provide up to €50,000 in interest-free financing for eligible renovation projects. The Anah Loc'Avantages scheme can also offer tax reductions to eligible landlords who rent out unfurnished properties below market rates. Eligible improvements generally include thermal insulation, heating systems and energy-efficient equipment. Applications must often be submitted before work begins and may require contractors certified under the RGE scheme. These incentives are particularly important in view of France's Energy Performance Certificate (DPE) requirements: G-rated properties have no longer met the energy efficiency standards for decent rental housing in mainland France since 2025, followed by F-rated properties in 2028 and E-rated properties in 2034, subject to applicable legal conditions and exceptions. Since January 1, 2026, the electricity primary energy conversion coefficient used in DPE calculations has been reduced from 2.3 to 1.9, potentially improving the energy ratings of some properties. Renovation work may also offer tax benefits, with different rules applying to furnished and unfurnished rentals. Planning energy improvements in advance helps landlords maintain rental eligibility, reduce energy consumption and preserve the long-term value of their property investments.
Energy renovation work has become almost essential for many landlords in France. Renovating rental properties now addresses several major challenges: increasingly strict Energy Performance Certificate (DPE) requirements, rising energy prices, growing tenant demand for energy-efficient homes and the need to protect the long-term value of property investments.
The good news is that several financial assistance schemes are available to support landlords with renovation projects, including MaPrimeRénov', Energy Savings Certificates (CEE), zero-interest eco-loans and local grants. These programs can help finance renovation work, provided the relevant eligibility requirements are met.
But what financial assistance is available in 2026 and as 2027 approaches? How can you find out whether you qualify? And which types of renovation work are covered? This guide explains everything you need to know.
Renovating a rental property is no longer simply about improving comfort. It has become a major regulatory, energy efficiency and property investment issue.
Properties with the lowest DPE energy ratings are progressively subject to rental restrictions. Since January 1, 2025, G-rated properties in mainland France have no longer met the energy efficiency requirements for decent rental housing, under the conditions established by French regulations. These restrictions will also apply to F-rated properties from January 1, 2028, and E-rated properties from January 1, 2034.
For landlords, anticipating these deadlines helps preserve the ability to continue renting out their properties and avoid having to carry out renovation work at the last minute.
Beyond regulatory compliance, improving a property's energy performance can also increase its value. Better insulation, an efficient heating system and controlled energy consumption all contribute to making a property more comfortable and attractive to potential tenants.
Furthermore, since January 1, 2026, the electricity primary energy conversion coefficient used in DPE calculations has been reduced from 2.3 to 1.9. This change may improve the energy ratings of certain electrically heated properties. Landlords can check whether their property benefits from this adjustment and, where applicable, obtain an updated certificate without commissioning a new DPE assessment.
Energy renovation therefore plays an important role in securing rental opportunities and preserving the long-term value of a property.
To learn more, read our article about the new DPE regulations for 2027 and discover how to check your property's energy performance rating.
MaPrimeRénov' remains one of the main public financial assistance schemes available to support energy renovation projects in France. However, its rules have evolved in 2026, making it important to distinguish between the different funding pathways.
The MaPrimeRénov' single-measure pathway (par geste) helps finance certain individual improvements or targeted equipment upgrades. Since September 1, 2026, its scope has been narrowed in mainland France, meaning that some types of work previously eligible for individual funding are no longer necessarily covered under this pathway.
For larger projects, MaPrimeRénov' comprehensive renovation support (Rénovation d'ampleur) provides financial assistance for projects that significantly improve a property's energy efficiency. In 2026, this pathway particularly targets E-, F- and G-rated properties and requires an improvement of at least two energy performance classes. The project must also include several renovation measures, particularly insulation improvements, and be supported by a certified Mon Accompagnateur Rénov' advisor.
The amount of financial assistance depends, among other factors, on the owner's income and the scope of the renovation project.
Landlords may qualify for MaPrimeRénov' under certain conditions. In particular, they must commit to renting out the renovated property as a tenant's primary residence for a minimum period of six years, in accordance with the applicable rules.
Before starting any work, it is therefore essential to check the eligibility criteria and requirements applicable at the time of application, as energy renovation assistance schemes may change from one year to the next.
The French National Housing Agency (Agence nationale de l'habitat or Anah) operates several programs designed to improve and renovate residential properties, including MaPrimeRénov'.
It also offers the Loc'Avantages scheme, scheduled to run until December 31, 2027, according to the stated timetable. This program allows certain landlords to benefit from a tax reduction if they agree to rent out their property at a price below market rates.
However, Loc'Avantages applies to unfurnished properties rented as the tenant's primary residence. Landlords must enter into an agreement with Anah and comply with rent ceilings and tenant income limits.
This scheme therefore does not apply to standard furnished rentals, but it may be an attractive option for landlords considering unfurnished letting.
Energy Savings Certificates (Certificats d'Économies d'Énergie or CEE) represent another important source of financial support.
This scheme is based on energy suppliers, which offer financial incentives to encourage energy renovation work.
The most commonly supported improvements include insulation, heating upgrades and energy-efficient equipment.
CEE incentives can be combined with certain other energy renovation grants, provided the conditions of each scheme are respected. The sixth CEE period runs from 2026 to 2030.
The zero-interest eco-loan (éco-prêt à taux zéro or éco-PTZ) enables property owners to finance energy renovation work without paying interest.
Depending on the type of project, the eco-PTZ can provide up to €50,000 in financing for eligible renovation work. It is available without income restrictions, and the repayment period may extend to 20 years in certain cases.
This financing solution is particularly useful for supplementing existing grants and launching a renovation project without having to use all available savings immediately.
In addition to national schemes, certain French regions and local authorities offer specific financial incentives to encourage energy renovation projects.
Other forms of support include Coup de pouce energy-saving bonuses and targeted grants designed to help bring highly energy-inefficient homes up to acceptable standards.
To maximize the financial assistance available, it is often advisable to carry out an energy audit before starting work. This helps establish a coherent renovation plan and identify priority improvements.
Financial assistance schemes mainly target improvements that increase a property's energy efficiency.
Eligible work may include:
However, eligible renovation work varies depending on the financial assistance scheme. Following changes to MaPrimeRénov' in 2026, certain improvements are no longer eligible for individual funding under the single-measure pathway, although they may still qualify for other forms of assistance or be included in a comprehensive renovation project.
Comprehensive energy renovation is also encouraged. It may provide access to higher levels of financial assistance because it aims to achieve significant improvements in the property's overall energy performance.
The objective remains the same: reduce energy costs and improve living comfort.
Several conditions must be met to qualify for energy renovation financial assistance.
Renovation work generally needs to be carried out by a contractor holding RGE certification (Reconnu Garant de l'Environnement), whenever this qualification is required by the relevant scheme.
Quotes must be obtained before work begins, and grant applications often need to be submitted in advance.
Some grants are also subject to income limits, while others require the property to remain rented out for a minimum period after the renovation work has been completed.
It is essential to follow every step of the administrative process carefully to avoid having an application rejected or losing eligibility for financial assistance.
Applying for energy renovation financial assistance generally involves several stages.
The process usually begins with an energy assessment or audit of the property. This first step helps identify priority work and potential energy efficiency improvements.
Next, landlords should request quotes from qualified contractors. These documents are essential when preparing applications for financial assistance.
Once applications have been submitted and any necessary approvals obtained, renovation work can begin. It is important to follow the procedure required by each scheme: in many cases, applications must be submitted before work starts.
Financial assistance is then paid according to the rules of the relevant program, sometimes after the renovation work has been completed and supporting documents have been provided.
Support services, including France Rénov' advisors, can also help landlords prepare their projects and identify suitable financial assistance schemes.
In addition to financial grants, renovation work may also offer tax benefits.
The tax treatment of renovation expenses depends on the type of rental property.
For unfurnished rentals under the actual expenses tax regime (régime réel), certain expenses may be deducted from rental income and generate a property income deficit (déficit foncier). For certain energy renovation projects enabling an E-, F- or G-rated property to achieve an A, B, C or D rating, the amount of the deficit deductible from the household's overall taxable income may, subject to conditions, increase to €21,400 for eligible expenses paid by December 31, 2027.
For furnished rentals, rental income is classified as business income (Bénéfices Industriels et Commerciaux or BIC). Different tax rules apply: certain expenses and renovation costs may, depending on their nature and the chosen tax regime, be deducted or depreciated.
Renovation work can also increase the property's value, improve its attractiveness to prospective tenants and help secure rental opportunities over the long term.
To explore this topic further, read our article about optimizing the profitability of a rental property investment.
The main forms of assistance include MaPrimeRénov', Anah grants, Energy Savings Certificates (CEE) and the zero-interest eco-loan (éco-PTZ). Local financial assistance may also complement these national schemes.
Yes, certain grants can be combined, subject to specific conditions. However, the applicable combination rules and funding limits vary depending on the programs and the type of renovation work.
Thermal insulation and heating system improvements are generally among the most effective measures for improving a property's energy performance. However, priorities should be determined based on the property's characteristics and, where necessary, an energy audit.
Eligibility depends on the specific scheme. Some programs take the landlord's income into account, while others have no income restrictions. The characteristics of the property and the planned renovation work may also affect eligibility.
Yes. Renting out a furnished property does not automatically prevent landlords from qualifying for energy renovation grants. However, eligibility requirements vary between schemes and should be checked before starting any work.
Renovation grants represent a valuable opportunity for landlords.
They can help finance energy efficiency improvements, enhance living comfort and increase the property's value on the rental market.
As regulatory requirements become increasingly strict, planning renovation work in advance offers a significant advantage.
By combining the available financial assistance schemes effectively, landlords may substantially reduce renovation costs while improving the performance and long-term value of their property investment.
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